Mortgage Lender in PA

We know that buying a home is one of the biggest financial decisions anyone can make, which is why it’s important to have the right mortgage lender in your corner to help with financing.

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Buying your home is exciting, but can be stressful.
Luckily getting your mortgage doesn’t have to be.

Whether you’re a first time home buyer, building your dream home or downsizing, Pennian Bank, a trusted mortgage lender in Pennsylvania has a flexible, competitive residential mortgage option that’s right for you.

Our local community mortgage lenders will work with you to figure out what residential mortgage financing option is right for your unique situation. We offer options for:

First Time Home Buyers

Qualified first time home buyers may be eligible for a residential mortgage with:

  • Low down payment options.
  • Options financing with and without Private Mortgage Insurance (PMI) Income and credit score restrictions
    apply. You must maintain a credit score of 660 and above to qualify.
  • Competitive rates and lower closing costs compared to larger banks.

Talk to our experts about a first time home buyer mortgage today.

Fixed Rate and Adjustable Rate Mortgages

  • Fixed rate mortgage applicants lock in a fixed monthly rate for the life of the loan.
  • Adjustable rate mortgage (ARM) applicants will have an interest rate that will fluctuate with
    the market.

Apply online for a fixed rate and adjustable rate mortgage today.

Construction Mortgages

Turn Blueprints into Your Dream Home

We know building a home can be stressful, but your financing shouldn’t be!

Our Construction Loans are used to fund the building process from breaking ground to moving day. 

  • One application and one closing
  • One loan – construction financing converts to a permanent mortgage when the home is complete.
  • Available in Jumbo
  • Serviced and retained in-house at Pennian Bank
  • Fixed rate with term options
  • Interest only during the construction period
  • Construction draws in stages based on the work completed.

*Programs available to qualified borrowers. Property insurance required and flood insurance may be required. Terms and conditions are subject to change without notice. Subject to underwriting terms and conditions. Some restrictions may apply.

Apply for a construction loan today.

Home Equity Line of Credit

Are you looking for a way to use the equity in your home to help finance your dreams? Pennian Bank’s Choice Home Equity Line of Credit could be the right option for you! The convenience and flexibility of the Choice HELOC allows you to finance life’s expected or unexpected expenses.

Learn more about our Choice Home Equity Line of Credit.

We also offer residential mortgage options for:

  • VA Loans
  • FHA Loans
  • Jumbo Loans

Contact any of our local mortgage lender experts to talk more about your residential mortgage options or apply online today!


*Loans are subject to credit approval.

Meet Your Mortgage Lending Team

Our team of professionals offers years of experience in helping people finance the homes of their dreams. Contact any one of our lenders or stop into any Pennian Bank office for more information.

Billie Jo Deiter
Billie Jo Deiter

Vice President and Branch Executive Officer, Ickesburg Office

717-438-3050 ext. 20601
Michele Fry
Michele Fry

Vice President and Branch Executive Officer, Tuscarora Valley and East Waterford Offices

717-436-8947
Holly Tusing
Holly Tusing

Vice President and Branch Executive Officer, Mifflintown and Fermanagh Offices

717-436-8968
Jamie Steffen
Jamie Steffen

Vice President and Branch Executive Officer, Newport Office

717-567-2380 ext. 21202
Nathan Cook
Nathan Cook

Assistant Vice President and Community Development Banker

717-510-7201
Genna Brownback
Genna Brownback

Vice President and Branch Executive Officer, Bloomfield Borough, Loysville and West Shore Offices

717-789-2400
Shawn Proper
Shawn Proper

Senior Vice President and Director of Mortgage and Consumer Lending

717-436-2144 ext. 29036
Kayla Spencer
Kayla Spencer

Branch Executive Officer, Delaware Office

717-535-5158 ext. 20401

Compare Your Mortgage Options


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