Community Reinvestment Act (CRA)

At Pennian Bank, we are committed to our local communities, including all low and moderate income and minority areas. We are pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Providing this information online allows Pennian Bank to keep it current, while offering convenient access.

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation.

CRA Performance Evaluation

Written Comments

All written comments received from the public for the current year and each of the prior two calendar years relating specifically to the banks performance in helping to meet community credit needs and response to the comments by the bank.

Written Comments

Branch and ATM Information

A list of the Pennian Bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation.

Branch Information

ATM Information

Opened and Closed Branches and ATMs

Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.

Opened and Closed Branches and ATMS

List of Products, Services, and Fees

A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches.

List of Products, Services and Fee Schedules

Assessment Areas

A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

Juniata County

Perry County

Cumberland County

Dauphin County

Additional Information Available to the Public

Annual Report

Annual Report – 2023

Loan to Deposit Ratio

Loan to Deposit Ratio

HMDA Notice

HMDA Notice

Public Notice

CRA Notice

Please visit your local Pennian Bank office for questions or to receive a hard copy of the CRA Public File.

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