Privacy Policy

Facts: What Does Pennian Bank Do With Your Personal Information


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit scores
  • Account balance and account transactions
  • Credit history and overdraft history 

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Pennian Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Pennian Bank share?Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes — to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiencesYesYes
For our affiliates’ everyday business purposes — information about your creditworthinessNoWe don’t share
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe don’t share

To Limit Our Sharing

Call 717-436-2144 or 866-950-2144
Visit Us online: 
Contact your local branch.

Please Note: 
If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.


Call 717-436-2144 or 866-950-2144 or go to

Who We Are

Who is providing this notice?

Pennian Bank

What We Do

How does Pennian Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Pennian Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or use your credit or debit card
  • Enter into an investment advisory contract

We may also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account that I hold jointly with someone else?

Your choices will apply to everyone on your account.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Pennian Insurance, LLC is an affiliate.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Pennian Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Pennian Bank doesn’t jointly market.

Other Important information

Pennian Bank is chartered, licensed and registered under the laws of Pennsylvania and is subject to regulatory oversight by FDIC. Any consumer wishing to file a complaint against Pennian Bank should contact the FDIC through one of the following means: In person, by US Mail: Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut Street, Box 11, Kansas City, MO 64106, Telephone 1-877-275-3342 or online at

Rev 11/21

Website Privacy Statement

Pennian Bank respects your privacy and has made a commitment to keep your personally identifiable and financial information safe.

The goal of our website it to provide you with important information regarding our products and services. This includes information on personal checking, savings and loans, business checking, savings and loans, digital services, business services, locations and hours of operation and more.
Our website privacy statement lets you know how we collect and use information that is provided through your interaction with Pennian Bank’s website for our advertising purposes. It does not apply to information obtained by other methods or controlled by other agreements such as our General Privacy Notice.

Site Usage

When visiting our website, we may collect and store information about your visit on an anonymous, aggregate basis for internal review purposes only. This information includes date, time, length of your visit, pages you visited, web browser and device type you used, the domain from which you access the internet, the Internet Protocol (IP) address (which determines location) and links clicked.
Pennian Bank uses this information to determine which parts of the website are the most popular, measure how many people visit the website and overall to help us make the website more useful to our consumers.

Anonymous information about your visit may be collected by using various technologies, such as cookies. Cookies are small text files placed on your computer or other devices you may be using, such as a tablet or smartphone when you visit a website. The cookie is a randomly generated ID number that uniquely identifies a web browser on a specific computer but does not identify an individual person. Cookies allow a website to recognize a device or browser and remember information about preferences for the next visit. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies. If you block all cookies, you may find features on our website will not work properly.

Google Technologies

We use analytics and tracking technologies provided by Google, Inc. to gather information for analysis and marketing. We use Google Analytics to better understand the activity on our site to help improve content and user experience. We use Google Ads to show ads across the Internet.

If you wish to opt-out of Google’s use of cookies, you can visit Google’s Ads settings.

If you wish to opt-out of Google Analytics, you can visit Google Analytics Opt-Out page.

You can read Google’s Privacy Policy here.

Links to Other Websites

You’ll see links to other websites throughout our website. This is for your convenience to help you obtain additional information on products, services or topics. For example, we link to FDIC, Facebook, Federal Trade Commission. We are not responsible for the data collection practices or privacy practices of any third party website. We ask you review the privacy policies of each external website.
Access to social media through our website if offered for your convenience. No personal information is collected or stored by Pennian Bank.

Pennian Bank Mobile Banking App

Pennian Bank customers have the option of downloading the Pennian Bank Mobile Banking application (“app”) from the App Store or Google Play Store to conduct mobile banking activities. Information collected through the Pennian Bank Mobile app includes banking transaction information and information about your mobile activity, such as when the app is opened or exited, and which pages within the app are visited. If Location Services are enabled, the Pennian Bank Mobile app will also collect geolocation data which is used to send targeted push notifications, in-app advertisements and alerts. Please note that if Location Services are enabled, the Pennian Bank Mobile app will collect this location data even when the app is closed or not in use. You may disable the app’s collection of geolocation data at any time by disabling Location Services for the app on your mobile device(s).

The following permissions pertain to the use of the Pennian Bank mobile banking app:

Permission Function
 Camera Allows access to device’s camera for mobile remote deposit.
LocationAllows access to location for maps and directions to branches and ATM locations.
Access to External Storage Allows access to files/media on the device for the optional Secure Message attachments. 
Contacts Allows access to contacts on the device for P2P recipients. 
Audio Allows access to the device’s microphone for optional chat functions.
Images Allows access to stored images on the device for receipt capture and mobile remote deposit. 
Children’s Online Privacy

Our website is for a general audience and we do not knowingly collect personally identifiable information from children under the age of 13 without parental consent.

Online Forms

Our online forms use Secure Socket Layer (SSL) technology to encrypt your data, allowing you to bank safely online. There are sections of the website we may ask for personal information such as when enrolling in online banking, applying for a job or completing a loan application. Before accessing these online forms, please be sure to read any applicable terms and conditions.  Always remember – Pennian Bank will never request sensitive financial or personal information via email or telephone.

Changes to the Website Privacy Statement

Pennian Bank reserves the right to amend this Website Privacy Statement as needed to reflect legal and regulatory changes and technological advancements.

Contact Us

Contact our Customer Care Center at 717-436-2144 for questions. 

Rev 5/22

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