Personal Checking Accounts
Pennian Bank has personal checking accounts to fit your financial needs. Each personal checking account comes with a debit card and free digital banking that includes mobile deposit and bill pay. No matter what your needs, Pennian Bank has a personal checking account that is right for you. Our personal checking accounts also feature access to the MoneyPass® ATM network*, which has thousands of surcharge-free ATMs.
| Carefree | Select | Benefits | Performance Interest | Safelink | |
|---|---|---|---|---|---|
| Minimum balance | None | $50,000.00 | None | $1,000.00 | None |
| Minimum balance fee | None | $20.00 | None | $6.00 | None |
| Debit Card and Digital Banking | Yes | Yes | Yes | Yes | Yes |
| Checks | Available | Free personal style checks | Free basic checks | Free basic checks | Available |
| Interest | No | Interest-bearing – contact for rates | No | Interest-bearing – contact for rates | No |
| Statements | Free eStatements or $2/month for paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or $2/month for paper statements |
| Monthly Fee | No | No | $6.95 | No | $9.99 |
| Additional Benefits | – | Free money orders and cashier’s checks, ATM use with no Pennian Bank service fees | Roadside assistance, cell phone protection, ID theft resolution, AD&D insurance, shopping / dining / travel discounts | Free cashier’s checks and money orders | No bank overdraft fees, items presented when funds are insufficient are returned or declined; third-party fees may apply. Access to self-directed line of credit. Click for additional information |
Do all personal checking accounts include a debit card and digital banking?
Yes. Every Pennian Bank personal checking account includes a debit card and digital banking access.
Can I access surcharge-free ATMs?
Yes. Pennian Bank checking account customers have access to the MoneyPass® ATM* network, which provides access to thousands of surcharge-free ATMs.
*The MoneyPass® ATM Network is free for Pennian Bank customers. ATM owners outside of Pennian Bank and MoneyPass® ATM networks may charge a fee. Pennian Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass® is a registered trademark of Fiserv Solutions, LLC or its affiliates
What do I need to bring to the office to open a personal checking account?
Government-Issued Photo ID – U.S. driver’s license or state-issued ID or U.S. or foreign passport. For minors, please provide a birth certificate.
Tax Identification Number – Social Security Number or Individual Taxpayer Identification Number.
Proof of Residential Address – Mortgage statement or utility bill/bank statement/credit card statement.
Opening deposit for account (dependent on account type chosen.)
Can I open a personal checking account online?
Some accounts can be opened online.
- Carefree Checking
- Benefits Checking
- Performance Interest Checking
Find Out Which Personal Checking Accounts Is Right For You
Explore all of our personal checking account options to find out which one fits your life. Need more help?
Open Personal Savings Account
It’s never too early or too late to start saving money. Pennian Bank offers savings account options to help you reach your goals.
