Personal Checking Accounts
Pennian Bank has personal checking accounts to fit your financial needs. Each personal checking account comes with a debit card and free digital banking that includes mobile deposit and bill pay. No matter what your needs, Pennian Bank has a personal checking account that is right for you.

Carefree | Select | Benefits | PerforÂmance Interest | |
---|---|---|---|---|
Minimum balance | None | $50,000.00 | None | $1,000 |
Minimum balance fee | None | $20.00 | None | $6.00 |
Debit Card and Digital Banking | Free | Free | Yes | Yes |
Checks | Available | Free personal style checks | Free basic checks | Free basic checks |
Interest | No | Interest-bearing – contact for rates | No | Interest-bearing – contact for rates |
Statements | Free eStatements or $2/month for paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or paper statements |
Monthly Fee | No | No | $6.95 | None |
Additional Benefits | – | Free money orders and cashier’s checks, ATM use with no Pennian Bank service fees | Roadside assistance, cell phone protection, ID theft resolution, AD&D insurance, shopping / dining / travel discounts | Free cashier’s checks and money orders |
*Other fees such as non-sufficient funds, overdraft fee, etc may apply. See a fee
schedule for details. Fees may reduce earnings. First deposit due at account
opening. Additional terms and conditions may apply. See a Pennian Bank
representative for details.
Benefits Checking offers insurance products. Insurance products are not a deposit or obligation of, or guaranteed by the bank or an affiliate of the bank. Insurance products are not insured by the FDIC.
Find Out Which Personal Checking Accounts Is Right For You
Explore all of our personal checking account options to find out which one fits your life. Need more help? Contact a Pennian Bank representative or visit any office.