Personal Checking Accounts
Pennian Bank has personal checking accounts to fit your financial needs. Each personal checking account comes with a debit card and free digital banking that includes mobile deposit and bill pay. No matter what your needs, Pennian Bank has a personal checking account that is right for you. Our personal checking accounts also feature access to the MoneyPass® ATM network, which has thousands of ATMs without fees**.
| Carefree | Select | Benefits | Performance Interest | Safelink | |
|---|---|---|---|---|---|
| Minimum balance | None | $50,000.00 | None | $1,000 | None |
| Minimum balance fee | None | $20.00 | None | $6.00 | None |
| Debit Card and Digital Banking | Free | Free | Yes | Yes | Yes |
| Checks | Available | Free personal style checks | Free basic checks | Free basic checks | Available |
| Interest | No | Interest-bearing – contact for rates | No | Interest-bearing – contact for rates | No |
| Statements | Free eStatements or $2/month for paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or $2/month for paper statements |
| Monthly Fee | No | No | $6.95 | None | $9.99 |
| Additional Benefits | – | Free money orders and cashier’s checks, ATM use with no Pennian Bank service fees | Roadside assistance, cell phone protection, ID theft resolution, AD&D insurance, shopping / dining / travel discounts | Free cashier’s checks and money orders | No bank overdraft fees, items presented when funds are insufficient are returned or declined; third-party fees may apply. Access to self-directed line of credit. Click for additional information |
Find Out Which Personal Checking Accounts Is Right For You
Explore all of our personal checking account options to find out which one fits your life. Need more help?