Personal Checking Accounts

Pennian Bank has personal checking accounts to fit your financial needs. Each personal checking account comes with a debit card and free digital banking that includes mobile deposit and bill pay. No matter what your needs, Pennian Bank has a personal checking account that is right for you.


CarefreeSelectBenefits Perfor­mance Interest
Minimum balance None$50,000.00None$1,000
Minimum balance feeNone$20.00None$6.00
Debit Card and Digital BankingFreeFreeYesYes
ChecksAvailableFree personal style checksFree basic checksFree basic checks
InterestNoInterest-bearing – contact for ratesNoInterest-bearing – contact for rates
StatementsFree eStatements or $2/month for paper statementsFree eStatements or paper statementsFree eStatements or paper statementsFree eStatements or paper statements
Monthly FeeNoNo$6.95None
Additional BenefitsFree money orders and cashier’s checks, ATM use with no Pennian Bank service feesRoadside assistance, cell
phone protection, ID theft
resolution, AD&D
insurance,
shopping / dining / travel discounts
Free cashier’s checks and money orders

*Other fees such as non-sufficient funds, overdraft fee, etc may apply. See a fee
schedule for details. Fees may reduce earnings. First deposit due at account
opening. Additional terms and conditions may apply. See a Pennian Bank
representative for details.

Benefits Checking offers insurance products. Insurance products are not a deposit or obligation of, or guaranteed by the bank or an affiliate of the bank. Insurance products are not insured by the FDIC.


Find Out Which Personal Checking Accounts Is Right For You

Explore all of our personal checking account options to find out which one fits your life. Need more help? Contact a Pennian Bank representative or visit any office.

Live chat is initializing
Live Chat