Personal Checking Accounts
Pennian Bank has personal checking accounts to fit your financial needs. Each personal checking account comes with a debit card and free digital banking that includes mobile deposit and bill pay. No matter what your needs, Pennian Bank has a personal checking account that is right for you. Our personal checking accounts also feature access to the MoneyPass® ATM network, which has thousands of surcharge-free ATMs.
| Carefree | Select | Benefits | Performance Interest | Safelink | |
|---|---|---|---|---|---|
| Minimum balance | None | $50,000.00 | None | $1,000 | None |
| Minimum balance fee | None | $20.00 | None | $6.00 | None |
| Debit Card and Digital Banking | Free | Free | Yes | Yes | Yes |
| Checks | Available | Free personal style checks | Free basic checks | Free basic checks | Available |
| Interest | No | Interest-bearing – contact for rates | No | Interest-bearing – contact for rates | No |
| Statements | Free eStatements or $2/month for paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or $2/month for paper statements |
| Monthly Fee | No | No | $6.95 | None | $9.99 |
| Additional Benefits | – | Free money orders and cashier’s checks, ATM use with no Pennian Bank service fees | Roadside assistance, cell phone protection, ID theft resolution, AD&D insurance, shopping / dining / travel discounts | Free cashier’s checks and money orders | No bank overdraft fees, items presented when funds are insufficient are returned or declined; third-party fees may apply. Access to self-directed line of credit. Click for additional information |
Find Out Which Personal Checking Accounts Is Right For You
Explore all of our personal checking account options to find out which one fits your life. Need more help?
Open Personal Savings Account
It’s never too early or too late to start saving money. Pennian Bank offers savings account options to help you reach your goals.
