Carefree Checking

Looking for a simple, no-nonsense checking account? Carefree Checking offers exactly what you need in a basic checking account with no monthly fees.


Carefree
Minimum balance None
Minimum balance feeNone
Debit Card and Digital BankingFree
ChecksAvailable
InterestNo
StatementsFree eStatements or $2/month for paper statements
Monthly FeeNo
Additional Benefits

Other fees such as non-sufficient funds, overdraft fee, etc may apply. See a fee schedule for details.
Fees may reduce earnings. First deposit due at account opening. Additional terms and conditions may
apply. See a Pennian Bank representative for details


  • No minimum balance
  • No monthly maintenance fees
  • Free debit card
  • Free digital banking access, including bill pay and mobile deposit
  • Unlimited check writing
  • Free eStatements with images of paid checks
  • $50.00 minimum to open
  • Overdraft protection available
  • Open an account online or at one of our local bank branches

Apply Online Today

You can open your new Pennian Bank checking account online .

*Non-sufficient funds, Overdraft and other fees may apply. See Fee Schedule for a full list of fees.


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We offer different accounts to fit your needs.

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