Carefree Checking

Looking for a simple, no-nonsense checking account? Carefree Checking offers exactly what you need in a basic checking account with no monthly fees. Our accounts also feature access to the MoneyPass® ATM network, which has thousands of ATMs without fees**.

Minimum balance None
Minimum balance feeNone
Debit Card and Digital BankingYes
StatementsFree eStatements or $2/month for paper statements
Monthly FeeNo
Additional Benefits

Other fees such as non-sufficient funds, overdraft fee, etc may apply. See a fee schedule for details.
Fees may reduce earnings. First deposit due at account opening. Additional terms and conditions may
apply. See a Pennian Bank representative for details

  • No minimum balance
  • No monthly maintenance fees
  • Free debit card
  • Free digital banking access, including bill pay and mobile deposit
  • Unlimited check writing
  • Free eStatements with images of paid checks
  • $50.00 minimum to open
  • Overdraft protection available

Apply Online Today

Open a carefree checking online easily or visit us in-person at any of our locations.

*Non-sufficient funds, Overdraft and other fees may apply. See Fee Schedule for a full list of fees.

**The MoneyPass® ATM Network is free for Pennian Bank customers. ATM owners outside of Pennian Bank and MoneyPass® ATM networks may charge a fee. Pennian Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass® is a registered trademark of Fiserv Solutions, LLC or its affiliates.

Explore Our Other Personal Checking Accounts

We offer different accounts to fit your needs.

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