Carefree Checking
Looking for a simple, no-nonsense checking account? Carefree Checking offers exactly what you need in a basic checking account with no monthly fees. Our accounts also feature access to the MoneyPass® ATM network, which has thousands of ATMs without fees**.
| Carefree | |
|---|---|
| Minimum balance | None |
| Minimum balance fee | None |
| Debit Card and Digital Banking | Yes |
| Checks | Available |
| Interest | No |
| Statements | Free eStatements or $2/month for paper statements |
| Monthly Fee | No |
| Additional Benefits | – |
Other fees such as non-sufficient funds, overdraft fee, etc may apply. See a fee schedule for details.
Fees may reduce earnings. First deposit due at account opening. Additional terms and conditions may
apply. See a Pennian Bank representative for details
- No minimum balance
- No monthly maintenance fees
- Free debit card
- Free digital banking access, including bill pay and mobile deposit
- Unlimited check writing
- Free eStatements with images of paid checks
- $50.00 minimum to open
- Overdraft protection available
Apply Online Today
Easily open a carefree checking account online, or visit us in-person at any of our locations.
*Non-sufficient funds, Overdraft and other fees may apply. See Fee Schedule for a full list of fees.
**The MoneyPass® ATM Network is free for Pennian Bank customers. ATM owners outside of Pennian Bank and MoneyPass® ATM networks may charge a fee. Pennian Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass® is a registered trademark of Fiserv Solutions, LLC or its affiliates.
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