Why Community Banking?

Why choose community banking?

Why should you bank local?

Community banking benefits your family, your business and
your community. Back before there were so many options, people shopped locally,
banked locally and socialized locally. They didn’t think twice about it,
because there was no other way. Community banks provided essential financial
services that couldn’t be found anywhere else to local residents and businesses.
Fast forward to 2021 where there are more banking options than we’ve ever seen
before, it’s easy to forget the importance of “local” when you’re shopping
around to find the “best rate”.

Here are a few reasons to bank local:

  1. While it may sound cliché, we value our customers. We greet you by name and ask how you and your family are doing, etc. We pride ourselves on serving our neighbors and do our best to give each customer the attention they need and deserve!
  2. We offer a full menu of services. Sometimes ads might have you believing megabanks have more options to choose from, but that isn’t always true. Most community banks offer the same services and products, possibly even more. Often times, we are even able to offer a service tailored to an individual or business’s specific needs.
  3. Decisions made locally which results in faster turn-around time. Decisions are made in-house, so there are less hoops to jump through. We make it as easy and quick as possible.
  4. We invest in our community. The donation requests are endless at times, but we do our best to donate to local schools, sports teams, sponsor events, etc.

If you’re a small business looking for a bank, remember that
local banks are just like you. According to the Independent Community Bankers
of America (ICBA), despite the huge number of megabank branches across the
country, community banks still provide nearly 50 percent of small business
loans, and that number is even greater in rural areas. They estimate that
approximately 82 percent of national agricultural loans are provided by
community banks and credit unions. That money directly benefits your local community.
The big banks send your money out to branches all across the country in forms
of loans and investments, but when you bank locally, your community bank is
channeling your money back into the local community. One way we’ve done this is
by creating a Local First Program, which supports
organizations that make our communities a better place to live and work. We
know that our success is tied to the health of the local economy, and by
choosing a community bank, you are helping your neighbors and small businesses
succeed.

Live chat is initializing
Live Chat