Certificates of Deposit (CD)
If you have funds you’re able to keep in the bank for a fixed period of time to earn a higher return, then a Certificate of Deposit could be right for you. Pennian Bank offers customized CD options, allowing you flexibility with your term and rate. Visit or call any of our offices to talk to one of our Customer Service Representatives so they can talk to you about your unique financial needs.
Freedom CD Special – Limited Time Offer
4.15% APY* – 24 Month Term
Freedom to lock in a great rate AND get a one-time bump up if rates increase!
*APY=Annual Percentage Yield and available terms are effective as of 10/5/26. Minimum to open CD and obtain APY is $1,000.00. Interest rate and APY may be increased once during the initial term of the certificate. Rate bump is available at the customer request if rates of comparable CDs increase during the initial term of the CD. Customer must call or visit any office to initiate the rate increase. Fees could reduce earnings. A penalty will be imposed for early withdrawal which may reduce earnings. Interest will be compounded monthly. This offer available to consumer and commercial accounts, but is not available for public funds or any other government or municipal account. Pennian Bank reserves the right to withdraw this offer at any time without notice. Bank NMLS 561538.
Easy Access CD
Our Easy Access CD allows you the flexibility to withdraw your money should you need it before the term ends.
- $1,000.00 minimum deposit
- Term of 11 months
- Automatically renewable
- Withdrawals are permitted without penalty after 7 days following the initial CD opening.
- Interest is paid on the CD until the maturity date
- Interest is compounded and credited monthly
*Fees may reduce earnings. Contact a representative for current rates.
Open A CD Account Today
Visit or call any of our offices to talk to one of our Customer Service Representatives so they can talk to you about your unique financial needs.
