Current Checking and Savings Interests Rates
We offer a variety of products with competitive interest rates. More rates and terms may be available to suit your needs. Contact a Pennian Bank representative, visit your local Pennian Bank office, or call one of our offices to see what CD rates we have available and ask about our customized CDs!
Today’s Interest Rates
Pennian Plus Consumer Money Market
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$500.00
$500.00
Interest Rate
.25%
.25%
APY
.25%
.25%
$1,000.00 – $24,999.99
Interest Rate .25%
APY .25%
$25,000.00 – $49,999.99
Interest Rate 1.24%
APY 1.25%
$50,000.00 – $99,999.99
Interest Rate 1.24%
APY 1.25%
$100,000.00 – $249,999.99
Interest Rate 2.47%
APY 2.50%
$250,000.00 – $499,999.99
Interest Rate 3.69%
APY 3.75%
$500,000.00 – $999,999.99
Interest Rate 3.00%
APY 4.00%
$1,000,000.00 – $4,999,999.99
Interest Rate 4.41%
APY 4.50%
$5,000,000.00 +
Interest Rate 4.65%
APY 4.75%
Value Money Market
Minimum to Earn Interest
$100.00
$100.00
Minimum to Open Account
$1,000.00
$1,000.00
Interest Rate
0.05%
0.05%
APY
0.05%
0.05%
$100.00 – $24,999.99
Interest Rate 0.05%
APY 0.05%
$25,000.00 – $49,999.99
Interest Rate 0.05%
APY 0.05%
$50,000.00 – $99,999.99
Interest Rate 0.05%
APY 0.05%
$100,000.00 – $249,999.99
Interest Rate 0.15%
APY 0.15%
$250,000.00 & Over
Interest Rate 0.20%
APY 0.20%
Carefree Savings
Minimum to Earn Interest
$100.00
$100.00
Minimum to Open Account
$100.00
$100.00
Interest Rate
0.10%
0.10%
APY
0.10%
0.10%
Christmas Club
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.05%
0.05%
APY
0.05%
0.05%
Christmas Club – Automatic
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.10%
0.10%
APY
0.10%
0.10%
Vacation Club
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.05%
0.05%
APY
0.05%
0.05%
Vacation/Tax Club – Automatic
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.10%
0.10%
APY
0.10%
0.10%
Health Savings Account
Minimum to Earn Interest
$0.05
$0.05
Minimum to Open Account
$25.00
$25.00
Interest Rate
0.25%
0.25%
APY
0.25%
0.25%
Select Checking
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$50,000.00
$50,000.00
Interest Rate
0.25%
0.25%
APY
0.25%
0.25%
$.01 – $49,999.99
Interest Rate 0.25%
APY 0.25%
$50,000.00 – $99,999.99
Interest Rate 0.35%
APY 0.35%
$100,000.00 – $249,999.99
Interest Rate 1.50%
APY 1.50%
$250,000.00 & Over
Interest Rate 3.00%
APY 3.00%
Performance Interest Checking
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$50.00
$50.00
Interest Rate
.01%
.01%
APY
.01%
.01%
$.01 – $999.99
Interest Rate .01%
APY .01%
$1,000.00 +
Interest Rate .10%
APY .10%
Business Interest Checking
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$50.00
$50.00
Interest Rate
.10%
.10%
APY
.10%
.10%
Platinum Money Market
Minimum to Earn Interest
$100.00
$100.00
Minimum to Open Account
$1,000.00
$1,000.00
Interest Rate
0.25%
0.25%
APY
0.25%
0.25%
$0.01-$99.99
Interest Rate 0.00%
APY 0.00%
$100.00-$24,999.99
Interest Rate 0.25%
APY 0.25%
$25,000.00-$49,999.99
Interest Rate 0.50%
APY 0.50%
$50,000.00-$99,999.99
Interest Rate 1.00%
APY 1.00%
$100,000.00-$249,999.99
Interest Rate 1.98%
APY 2.00%
$250,000.00-$499,999.99
Interest Rate 2.96%
APY 3.00%
$500,000.00+
Interest Rate 4.41%
APY 4.50%
Rates effective as of: 12/22/2024
APY = Annual Percentage Yield
Rates may change after the account is opened and are subject to change at any time. Fees may reduce earnings on the account.
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