Current Checking and Savings Interests Rates
We offer a variety of products with competitive interest rates. More rates and terms may be available to suit your needs. Contact a Pennian Bank representative or visit your local Pennian Bank office.
Today’s Interest Rates
Value Money Market
Minimum to Earn Interest
$100.00
$100.00
Minimum to Open Account
$1,000.00
$1,000.00
Interest Rate
0.05%
0.05%
APY
0.05%
0.05%
$100.00 – $24,999.99
Interest Rate 0.05%
APY 0.05%
$25,000.00 – $49,999.99
Interest Rate 0.05%
APY 0.05%
$50,000.00 – $99,999.99
Interest Rate 0.05%
APY 0.05%
$100,000.00 – $249,999.99
Interest Rate 0.15%
APY 0.15%
$250,000.00 & Over
Interest Rate 0.20%
APY 0.20%
Carefree Savings
Minimum to Earn Interest
$100.00
$100.00
Minimum to Open Account
$100.00
$100.00
Interest Rate
0.10%
0.10%
APY
0.10%
0.10%
Christmas Club
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.05%
0.05%
APY
0.05%
0.05%
Christmas Club – Automatic
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.10%
0.10%
APY
0.10%
0.10%
Vacation Club
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.05%
0.05%
APY
0.05%
0.05%
Vacation/Tax Club – Automatic
Minimum to Earn Interest
$25.00
$25.00
Minimum to Open Account
$1.00
$1.00
Interest Rate
0.10%
0.10%
APY
0.10%
0.10%
Health Savings Account
Minimum to Earn Interest
$0.05
$0.05
Minimum to Open Account
$25.00
$25.00
Interest Rate
0.25%
0.25%
APY
0.25%
0.25%
Select Checking
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$50,000.00
$50,000.00
Interest Rate
0.25%
0.25%
APY
0.25%
0.25%
$.01 – $49,999.99
Interest Rate 0.25%
APY 0.25%
$50,000.00 – $99,999.99
Interest Rate 0.35%
APY 0.35%
$100,000.00 – $249,999.99
Interest Rate 1.50%
APY 1.50%
$250,000.00 & Over
Interest Rate 3.00%
APY 3.00%
Performance Interest Checking
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$50.00
$50.00
Interest Rate
.01%
.01%
APY
.01%
.01%
$.01 – $999.99
Interest Rate .01%
APY .01%
$1,000.00 +
Interest Rate .10%
APY .10%
Business Interest Checking
Minimum to Earn Interest
$0.01
$0.01
Minimum to Open Account
$50.00
$50.00
Interest Rate
.10%
.10%
APY
.10%
.10%
Platinum Money Market
Minimum to Earn Interest
$100.00
$100.00
Minimum to Open Account
$1,000.00
$1,000.00
Interest Rate
0.25%
0.25%
APY
0.25%
0.25%
$0.01-$99.99
Interest Rate 0.00%
APY 0.00%
$100.00-$24,999.99
Interest Rate 0.25%
APY 0.25%
$25,000.00-$49,999.99
Interest Rate 0.50%
APY 0.50%
$50,000.00-$99,999.99
Interest Rate 1.00%
APY 1.00%
$100,000.00-$249,999.99
Interest Rate 1.49%
APY 1.50%
$250,000.00-$499,999.99
Interest Rate 1.98%
APY 2.00%
$500,000.00+
Interest Rate 2.72%
APY 2.75%
Certificate of Deposit Interest Rates
Call one of our offices to see what CD rates we have available and ask about our customized CDs!
Rates effective as of: 12/06/2023
APY = Annual Percentage Yield
Rates may change after the account is opened and are subject to change at any time. Fees may reduce earnings on the account.
Ready To Open A New Account?
Visit or call any of our offices to talk to one of our Customer Service Representatives so they can talk to you about your unique financial needs.