Current Checking and Savings Interests Rates

We offer a variety of products with competitive interest rates. More rates and terms may be available to suit your needs. Contact a Pennian Bank representative, visit your local Pennian Bank office, or call one of our offices to see what CD rates we have available and ask about our customized CDs!


Today’s Interest Rates

Value Money Market


Minimum to Earn Interest
$100.00
Minimum to Open Account
$1,000.00
Interest Rate
0.05%
APY
0.05%
$100.00 – $24,999.99
Interest Rate 0.05%
APY 0.05%
$25,000.00 – $49,999.99
Interest Rate 0.05%
APY 0.05%
$50,000.00 – $99,999.99
Interest Rate 0.05%
APY 0.05%
$100,000.00 – $249,999.99
Interest Rate 0.15%
APY 0.15%
$250,000.00 & Over
Interest Rate 0.20%
APY 0.20%

Carefree Savings


Minimum to Earn Interest
$100.00
Minimum to Open Account
$100.00
Interest Rate
0.10%
APY
0.10%

Christmas Club


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.05%
APY
0.05%

Christmas Club – Automatic


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.10%
APY
0.10%

Vacation Club


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.05%
APY
0.05%

Vacation/Tax Club – Automatic


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.10%
APY
0.10%

Health Savings Account


Minimum to Earn Interest
$0.05
Minimum to Open Account
$25.00
Interest Rate
0.25%
APY
0.25%

Select Checking


Minimum to Earn Interest
$0.01
Minimum to Open Account
$50,000.00
Interest Rate
0.25%
APY
0.25%
$.01 – $49,999.99
Interest Rate 0.25%
APY 0.25%
$50,000.00 – $99,999.99
Interest Rate 0.35%
APY 0.35%
$100,000.00 – $249,999.99
Interest Rate 1.50%
APY 1.50%
$250,000.00 & Over
Interest Rate 3.00%
APY 3.00%

Performance Interest Checking


Minimum to Earn Interest
$0.01
Minimum to Open Account
$50.00
Interest Rate
.01%
APY
.01%
$.01 – $999.99
Interest Rate .01%
APY .01%
$1,000.00 +
Interest Rate .10%
APY .10%

Business Interest Checking


Minimum to Earn Interest
$0.01
Minimum to Open Account
$50.00
Interest Rate
.10%
APY
.10%

Platinum Money Market


Minimum to Earn Interest
$100.00
Minimum to Open Account
$1,000.00
Interest Rate
0.25%
APY
0.25%
$0.01-$99.99
Interest Rate 0.00%
APY 0.00%
$100.00-$24,999.99
Interest Rate 0.25%
APY 0.25%
$25,000.00-$49,999.99
Interest Rate 0.50%
APY 0.50%
$50,000.00-$99,999.99
Interest Rate 1.00%
APY 1.00%
$100,000.00-$249,999.99
Interest Rate 1.49%
APY 1.50%
$250,000.00-$499,999.99
Interest Rate 1.98%
APY 2.00%
$500,000.00+
Interest Rate 2.72%
APY 2.75%

Rates effective as of: 04/15/2024

APY = Annual Percentage Yield
Rates may change after the account is opened and are subject to change at any time. Fees may reduce earnings on the account.

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